Your money,
beautifully private.
Track expenses, budgets, investments and net worth — all synced through your own iCloud. No accounts, no servers, no tracking.
Download on the App StoreEverything you need to stay on top
A complete money tracker — without giving up your privacy.
Private AI Assistant
Ask about your spending in plain language. Runs entirely on your device — nothing leaves your iPhone.
Expenses & Budgets
Log transactions, set category budgets, and get gentle alerts before you overspend.
Accounts
Cash, bank, wallets and credit cards with live balances and transfers.
Investments
Stocks, mutual funds, EPF and assets with live prices and portfolio breakdowns.
Recurring & Subscriptions
Auto-track salary, rent and subscriptions, with renewal reminders.
Net Worth
One number that ties together every account, asset and liability.
Analytics
Income vs expenses, category breakdowns and trends over time.
🔒 Privacy isn't a feature. It's the foundation.
Budgeto has no login and no backend. Your financial records live only on your device and your personal iCloud (Apple's encrypted private database). We never see your data, never sell it, and there are no third-party trackers or ads.
Simple, fair pricing
Start free. Upgrade to Pro for everything — your choice of plan.
Budgeto Pro is available as an auto-renewing subscription (Monthly or Yearly) or a one-time
Lifetime purchase. Payment is charged to your Apple Account at confirmation. Subscriptions
renew automatically unless cancelled at least 24 hours before the period ends; manage or
cancel anytime in your Apple Account settings. The free trial converts to a paid yearly
subscription unless cancelled before it ends.
Terms of Use (EULA)
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Privacy Policy